Understanding Travel Trailer Insurance
A travel trailer is rated as a motorless RV towed by an automobile with the amenities of a dwelling. Because a travel trailer is considered a home-on-wheels, it's essential to have a policy that fits its unique needs. You can also customize your Travel Trailer Insurance coverage so that you’re not left stranded on the side of the road or paying for stolen personal belongings out of pocket. It only makes sense to protect your travel trailer the same way you would other major investments, like your car and home. Carefully consider what type of coverages you need both while your travel trailer is on the road or parked in storage.
What Are My Travel Trailer Insurance Coverage Options?
This protection covers physical injury to the person of a Third Party. This includes sickness, disease, pain and suffering, emotional distress, loss of income and even death.
This type of coverage pays for damage or destruction including loss of use of a Third Party's property. Reduction in value is the measure of property damage.
Collision coverage pays for damages upon impact with another vehicle, object or person outside the vehicle, and the upset (overturning) of such vehicle. This coverage is often subject to a deductible.
Comprehensive coverage pays for direct and accidental damage to the insured's RV other than that caused by a collision. All losses not specifically excluded are covered and such coverage is usually subject to a deductible.
This coverage replaces total losses with the latest model (new-for-old) or, if not available, a comparable model.
In the event of a total loss, our expanded Agreed Value guarantee pays you the amount originally spent for the travel trailer or the appraised value, with no deduction for depreciation and no deductible.
If your trailer is damaged or destroyed by a covered loss and you are more than 50 miles from home you will receive assistance for lodging.
This coverage provides liability protection when you're parked, and using your travel trailer as a residence, while a standard Auto Insurance policy does not.
Set Up Camp With AIS Insurance
A travel trailer is not a car and it’s not a motorhome. You need specialty Travel Trailer Insurance for your special RV. Based on your budget and needs, our Travel Trailer Specialists will find you the best options from many of our trusted Specialty RV carriers. You may even earn a discount for bundling two or more insurance products.
Our agents are here to find every price break available so call us today at (800) 449-8943 or provide some basic information online for free a quote.