BOAT INSURANCE

Get financial protection while you're on the water

Your Vessel Is A Valuable Asset

A boat can be many different things: a yacht, a fishing boat, a sailboat or a ski boat. All these vessels require quality Boat Insurance that fits their specific needs. AIS partners with Specialty Boat Insurance carriers to customize your coverage and fit your lifestyle.

A person at sea steering a boat
Basic Coverages

Most Boat Insurance policies are only applicable inland or on coastal U.S. or territorial waters. In addition to Liability, Collision and Comprehensive coverages, you are protected against vandalism, theft and more. Common coverage options include Total Loss Replacement and Agreed Value.

A black SUV pulling a wakeboard boat on a trailer
Additional Coverages

Many boaters also elect to buy Consequential Damage, Salvage, Towing and Specialized Coverage. If you transport your boat on land or store it in your home, your Auto or Homeowners Insurance may cover a loss, but your Boat Insurance will not. Also, if you use your vessel for business purposes (cruises, rentals, etc.), standard Boat Insurance won’t cover you.

Understanding Boat Insurance

A boat is a large investment of time and money, so why wouldn’t you want to protect it with Boat Insurance? Similar to your car, it requires a separate policy that caters specifically to its model and usage.

Your Auto or Homeowners Insurance won’t be enough to cover you if something unexpected and unfortunate occurs to your watercraft. The right coverage will provide you with the peace of mind that your boat is protected in the case of an accident, injury, damage, vandalism and more. There are also additional coverages you can add to your policy to better protect your boat on land while it’s being towed or in storage.

What Are My Boat Insurance Coverage Options?

A large yaht style boat docked behind a house in Florida

Insuring with AIS Will Keep You Afloat

No two Boat Insurance policies are the same. Our Boat Insurance Specialists find the policy that best matches your needs and budget. We partner with top insurance companies, making it easy to compare Boat Insurance quotes for the best coverage and price. We save you time and money and will always be there to mediate between you and the carrier.

Call us today at (800) 449-8943 or provide some basic information online for a free quote.

Learn More About AIS Insurance