EMPLOYMENT PRACTICES LIABILITY INSURANCE

The Must-have Coverage for Employers

Protecting Your Business and Employees

Employment Practices Liability Insurance (EPLI) defends a company from claims made by employees (and even employee candidates and contractors) alleging harassment, discrimination, wrongful termination, and other employment-related issues.

Example: A couple of your employees are involved romantically but the relationship goes south and gets ugly. Then, one of them sues your company claiming workplace harassment. Even if you’re not liable, the claim against you can be expensive and very time-consuming—especially if you don’t have an HR department. EPLI could very well save your business from the potential financial losses incurred.

Employee signing legal documents
Basic Coverages

EPLI can assist with the financial liabilities from legal fees, settlements and judgments that result from a claim against your business. EPLI policies serve strictly for employment-related issues. This coverage includes breach of contract, defamation, discrimination, failure to employ/promote, sexual harassment, and more.

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Additional Coverages

While you can buy EPLI as a standalone, it can also be added as an endorsement to a General Liability or Business Owners Policy (BOP). An AIS Business Specialist can assist you in using EPLI to reduce your vulnerability to financial loss.

Things To Know About Employment Practices Liability Insurance

Business Insurance transfers the financial consequences of a covered incident to the insurance carrier. EPLI can help cover the financial liabilities from legal fees, settlements, and judgments that result from a claim against your business. Employment Practices Liability Insurance can cover the following:

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AIS Is The Perfect Match To Partner With For Insurance

AIS’s Business Insurance department is made of a group of experts—true specialists that listen to your needs and have a deep understanding of your potential areas of liability. Each specialist is friendly and will go above and beyond to help you meet your Business Insurance needs.

If you have any employees, you need Employment Practices Liability Insurance (EPLI) to safeguard your business and livelihood. Call an AIS Business Specialist to learn more about how EPLI can protect your business and receive your quotes. Remember to ask about a package or bundle discount if you have multiple policies.

LEARN MORE ABOUT AIS INSURANCE

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