LANDLORD OR DWELLING FIRE INSURANCE

Find the coverage that provides you with the best financial protection

Rental Property Coverage Made Easy

Landlord or Dwelling Fire Insurance is different from a standard Homeowners policy. With Landlord Insurance, you’re protected against liability, damages to your property and even the income you might lose as the result of a claim.

couple getting keys to house
Basic Coverages

Much like a Homeowners Insurance policy, Landlord or Dwelling Fire Insurance covers Replacement Cost, Structural Damage, Liability and Fair Rental Value.

couple receiving keys from landlord
Additional Coverages

Inflation Guard is an optional provision that keeps coverage current despite inflation so that you are never under-insured. Some carriers may require it.

Understanding Landlord or Dwelling Fire Insurance

When you rent out a property, there are financial risks you take on as a landlord. If damage occurs to your property’s structure, you will be covered under a Landlord Insurance policy. Additionally, your policy provides financial protection if your property is deemed unlivable due to a covered loss. If you add Inflation Guard coverage to your policy, you will also be less likely to be under-insured if a loss occurs.

What Are My Landlord Insurance Coverage Options?

landlord handing couple keys

Why Choose AIS?

When you own a home, AIS helps make sure you’ve got your bases covered with the right insurance. Owning rental property is a large investment of time and money. We’re here to make sure you don’t suffer a loss. Ask our Insurance Specialists if you qualify for a multi-policy discount if you have another policy with us. Our agents are here to find you every price-break available.

Learn More About AIS Insurance